Attention homeowners: Real estate appraisal services for in Kingsport and Sullivan County

Here are the top seven reasons Tennessee homeowners order from Holt Appraisal Group:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To cut their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Tennessee, where property needs to be divided
To settle an estate in Sullivan county or Tennessee by determining the true market value of the real estate in question


	Own a house in or near Kingsport, Tennessee and need help deciding the value of it? Contact Holt Appraisal Group.

At Holt Appraisal Group, we understand the individual needs of a consumer seeking appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a person not in the real estate field that most likely doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.

Challenging property tax assessments

Let's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Holt Appraisal Group is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Holt Appraisal Group, we're qualified in helping clients just like you dismiss unneeded PMI insurance.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Holt Appraisal Group can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.